Medicare FAQ
Answering your most common questions about enrollment, coverage, and plan selection.
When should I enroll in Medicare?
It is recommended to enroll during your Initial Enrollment Period (IEP), which begins the month you turn 65. If you miss this window, you may face late enrollment penalties for Medicare Part B and Part D.
What is the difference between Medicare Advantage and Medigap?
Medicare Advantage (Part C) is an alternative to Original Medicare (Parts A and B) offered by private insurers. It often includes prescription drug coverage (Part D) and additional benefits like dental and vision. Medigap, on the other hand, is a supplemental insurance policy that helps cover the costs that Original Medicare doesn't pay.
Do I need a separate prescription drug plan?
Original Medicare (Parts A and B) covers some prescription drugs, but it typically doesn't cover the full cost of your medications. To get comprehensive coverage, you will need to enroll in a Medicare Part D Prescription Drug Plan.
Is there a fee for the consultation?
No. We provide free, no-pressure consultations to help you understand your options. Our mission is to empower you with knowledge and support to make confident decisions about your healthcare coverage.
Can you review my current coverage?
Yes, we offer comprehensive coverage reviews. We can help you evaluate your current Medicare plan and identify any gaps in coverage that might be affecting your healthcare costs or access to services.
What information should I bring to my appointment?
Bring your Medicare card, Social Security card, and any current insurance policies. We will also need your contact information and a brief description of your healthcare needs to ensure we provide the best guidance.